Car Accidents

Car accidents attorneys Sadler Ladenburg based in Tacoma handle car accident claims in Tacoma Seattle, Olympia and all of Washington. Sadler Ladenburg's car accident attorneys are top rated for our decades of fighting for justice. Call today to speak to an attorney.

Car Accident Attorneys Seattle Tacoma Personal Injury attorneys insurance claims

As car accident attorneys, we hear about accidents resulting in serious injuries everyday in Tacoma, Seattle, Olympia and elsewhere in Washington. It is important to be prepared if you are an unfortunate victim of careless driver. If you are involved in a car crash you should consider taking the steps outlined below. 

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Written By Car Accident Attorney Erik Ladenburg​

Sadler Ladenburg's Tips for Car Accident Victims

  • Gather as much information about the other driver as you can including: name, address, driver’s license number, license plate number, and insurance information.
  • Take down witnesses names, addresses, and whenever possible, license plate numbers.
  • Obtain the name, badge number, and precinct number of the investigating officer, and request the case control or accident report number.
  • Writing down the precise address or location of the crash scene and note information about traffic, weather and road conditions. If the configuration of the roadway played a factor, note that information as well.
  • Summarize the cause of the accident including fault, layout of the roadway, presence of the traffic control devices, etc.
  • Take photos of the scenes, the vehicles, skid marks, and debris in the road.

Sadler Ladenburg Answers Common Questions on Car Accidents

It is very likely that you will have many questions after a car accident. Common questions include:

  • Who decides who is at fault for a car accident?
  • Do I have a valid car accident claim?
  • What is the process of a personal injury claim for a car accident?
  • What does my insurance policy cover and not cover?
  • Who is responsible to to pay my medical bills?
  • I’m in pain but I don’t have a doctor. Where should for medical treatment?
  • The insurance company is calling me, should I talk to them?
  • What is Personal Injury Protection (PIP) coverage and how does it work?
  • What can I do if the other driver has no insurance?
  • How much does a personal injury attorney cost?
  • Can I handle my car accident injury claim myself?
  • How should I choose a car accident attorney?

Our car accident attorneys at Sadler Ladenburg answer these questions everyday for victims of crashes in Tacoma, Seattle, Olympia, and all of Washington. If you need help or would like more information, please do not hesitate to contact our car accident attorneys for a free consultation or request a copy of our FREE BOOK. Do not talk to any other driver’s insurance company, make a statement, or sign any documents before discussing your rights with our experienced and helpful car accident attorneys.


Car Accident Attorneys at Sadler Ladenburg are TOP RATED

The Tacoma-Seattle-Olympia area car accident attorneys in our office have earned a reputation in the community and among their peers as dedicated, hard working, smart, compassionate and extremely effective advocates for injured people. Search reviews for Sadler Ladenburg Personal Injury Attorneys online and you will find many formal clients and other attorneys giving praise for the work we have done on behalf of injured people throughout Washington for the past several decades. Below are some of our accreditation and awards we our attorneys have earned. 

Articles and Information For Victims of Car Accidents

Traffic Fatalities on are the Rise

Cars are safer now than ever before. In general our roads are safer now than ever before. Yet, a jump in traffic fatalities last year pushed deaths on U.S. roads to their highest level in nearly a decade. According to the National Safety Council, fatalities rose 6 percent in 2016, reaching an estimated 40,200 deaths compared to 37,757 deaths the previous year, according the National Safety Council. The group gets its data from states. The last time there were more than 40,000 fatalities in a single year was in 2007 which had 41,000 deaths.

The deaths in 2015 were significantly higher than 2014 as well. In fact, the two-year increase in traffic death was the sharpest rise the U.S. has seen in 53 years.

It is difficult to know for sure the cause of this increase. One possible cause could simply be because Americans drove more miles last year. Compared to 2015, Americans logged in 3 percent more miles. This is likely due to continued lower gasoline prices and an improving economy.
Another key factor in the increase in traffic fatalities is distracted driving. Traffic deaths had been decreasing steading until reaching their low point in 2011. About that same time, the use of smart phones rose dramatically and the death rate also began to rise. The combination of more miles being driven and more phones in the hands of drivers is recipe for disaster.

There are things you can do to lower your chances of being in a collision. Put your phone out of your reach when you are driving. Slow down. Speed kills so follow the speed limits. Be aware of your surroundings and other drivers. If you see someone driving while distracted, create distance between you and that driver.

Not every collision is avoidable. If you find yourself a victim of a collision, please do not hesitate to contact the car accident attorneys at Sadler Ladenburg for free advice. Our personal injury attorneys represent car accident victims throughout Washington.

Auto Insurance: A Necessary Evil

Insurance companies are hard to deal with when you need to make a claim. They don’t make the process easy. They don’t always pay the bills they should pay. They don’t always make fair offers to resolve claims. They often delay, deny, and defend legitimate claims to boost their corporate profits. It is no surprise that insurance company are disliked by almost everyone.

Despite being disliked, most people should buy more insurance. The title of this article should probably read “Adequate Auto Insurance: A Necessary Evil” because just having auto insurance is not enough to protect you. Having adequate auto insurance can be the difference between escaping an accident relatively intact financially and being forced into bankruptcy.

Even though it is against the law to drive a vehicle in Washington without insurance there are far too many people on the road without insurance. In fact, according to the Insurance Research Council, 16% of the drivers on the roads in Washington do not have insurance. That means if you are involved in a collision there is at least a 1 in 6 chance that the other driver does not have insurance. The actual probability of being hit by an uninsured driver is probably great than 1 in 6 because the same people who are irresponsible enough to drive without insurance are also irresponsible on the roads. They may have been involved in several accidents or received several tickets and now cannot afford insurance. Do not let them destroy your life too.Even if a person who injures you in a motor vehicle collision has insurance, they probably do not have adequate insurance. The minimum liability coverage that an insurance company must offer to a resident of Washington is $25,000. With the skyrocketing cost of medical care, $25,000 is not enough for most motor vehicle injuries.

Even a “minor impact” collision can cause substantial harm both physically and financially. Most of our clients who are involved in rear-end collisions with relatively minor damage to the vehicles suffer back and or neck injuries. They typically treat with a combination of chiropractic care, massage therapy, or physical therapy. Just a few months of treatment can costs more than $5,000.

More serious injuries can cause the medical bills to skyrocket quickly. Just an initial visit to the ER with a CT scan or MRI will likely exceed $10,000. Any time a person is admitted to a hospital or needs surgery, the cost can quickly become too much for any middle class family to bear. With the right insurance coverage, however, those bills can be an afterthought and you can focus on your recovery.

When deciding what coverage to get, always error on the side of more. A policy with $35,000 in Personal Injury Protection is a good start. The Undersinsured Motorist Coverage should be at least $100,000 but $250,000 is much better. Never settle for the minimum policy even if it saves you a little money up front. No one expects to be involved in a collision but if you are, it is nice to know that you have a policy that can take care of your finances so you can take care of you.

Unfortunately just having the right coverage does not always mean you will be compensated. Stopping your insurance company from delaying, denying, or defending your legitimate claims is a subject that is too complex for this short blog post. If you have questions about forcing your insurance company to keep up their end of the bargain, please give us a call. Protecting the rights of the injured is what our car accident attorneys do at Sadler Ladenburg.

Sleep More, Crash Less

Driving is a dangerous activity. Even if you are completely focused on the task of driving, you can be involved in a collision caused by another driver who is distracted or impaired. Knowing that other drivers are often distracted or impaired means it is more important for you to keep alert. Keeping alert starts with a good night’s rest.

New research by AAA revealed how dangerous driving can be when you’re tired. The study found that drivers who miss two to three hours of sleep a day more than quadruple their risk of getting in a crash when compared to drivers who sleep for seven hours. The AAA Foundation estimates that as many as 7% of all crashes, 13% of crashes that result in hospital admissions, and 21% of fatal crashes involve drivers who were fatigued. The impact of limited sleep on drivers’ risk of collision is similar to risk associated with driving while intoxicated.

Click here to read the entire report from AAA. If you are the victim of a negligent driver, contact the car accident attorneys at Sadler Ladenburg for free advice on how to bring an insurance claim and get fair compensation. The car accident attorneys at Sadler Ladenburg help people in Tacoma, Seattle, Olympia, and the rest of Washington. 

The Cost of Collisions

By Erik Ladenburg

Motor vehicle collision causing injuries or death has been an epidemic since the use of motor vehicles became common. Despite improvements to vehicle safety such as airbags and computer sensors, collisions still occur many times every day all over the country. Collisions due to impaired drivers have shown a slight decrease in recent years but collisions due to distracted drivers are on the rise. Even the safest drivers are not safe from distracted and impaired drivers.

In the United States, each year on average over 37,000 people die in road crashes. An additional 2.35 million are injured or disabled in crashes. Over 1,600 children under 15 years of age die each year and nearly 8,000 16-20 year olds are killed in crashes. Collisions cost the U.S. $230.6 billion per year, or an average of $820 per person.[1]

The physical and economic cost of a collision to an individual and his or her family can be enormous. Even in a relatively minor collision with relatively minor injuries, the cost of medical bills can be overwhelming. A trip to the emergency room just as a precaution can cost you several thousand dollars. In a collision where there are significant injuries, the cost of medical bills can run into the hundreds of thousands of dollars. Add into that mix the inability to work for an extended period of time and you have a recipe for financial disaster.



[1] Statistic provide by Association for Safe International Road Travel

 Common categories of motor vehicle insurance.

COMMON CATEGORIES OF MOTOR VEHICLE INSURANCE
Bodily Injury Liability
Personal Injury Protection
Property Damage Liability
Collision
Comprehensive
Uninsured Motorist Coverage
Underinsured Motorist Coverage

Bodily Injury Liability

This covers injuries that you, the designated driver or policyholder causes to someone else. It also covers you and the family members you list in your policy when driving someone else's car (with their permission).

Personal Injury Protection

Personal Injury Protection (PIP) pays for medical bills incurred to treat injuries to the driver and other people in the car. PIP will pay the medical bills no matter who is at fault for the collision.

Property Damage Liability

Property Damage Liability pays for damage you or whoever is driving your car (with your permission) causes to someone's property, such as their vehicle. But it can also include fences, telephone poles or other structures you hit with your car.

Collision

This pays for damage to your car if you collide with another car or object, or your car flips over. It can also pay for damage to your car due to driving over potholes.

Comprehensive

This will reimburse you for loss due to theft or damage caused by something other than a collision with another car or object. This could include fire, vandalism or contact with an animal, such as a deer.

Uninsured Motorist Coverage

Uninsured Motorist (UM) coverage reimburses you if you, a family member or your designated driver is hit by an uninsured driver, a hit-and-run driver or an unidentified vehicle that forces you to have a collision. Generally, you should report (based on your policy) any accidents involving a hit and run or unidentified vehicle to local law enforcement with 72 hours and get contact information from anyone who witnessed the accident. Be sure to talk with your agent and check your policy for specific requirements.

Underinsured Motorist Coverage

Underinsured Motorist (UIM) coverage reimburses you if you, a family member or your designated driver is hit by another driver who has insurance but his or her policy does not provide enough money to pay for all your damages.

How Much Auto Insurance is Needed?

Do not assume that if you are involved in a collision, the other driver’s insurance company will pay your damages. Even though it is against the law to drive a vehicle in Washington without insurance there are far too many people on the road without insurance. In fact, according to the Insurance Research Council, 16% of the drivers on the roads in Washington do not have insurance. That means if you are involved in a collision there is at least a 1 in 6 chance that the other driver does not have insurance. The actual probability of being hit by an uninsured driver is probably greater than 1 in 6 because the same people who are irresponsible enough to drive without insurance are also irresponsible on the roads. They may have been involved in several accidents or received several tickets and now cannot afford insurance. Do not let them destroy your life too.

Even if a person who injures you in a motor vehicle collision has insurance, they probably do not have adequate insurance. The minimum liability coverage that an insurance company must offer to a resident of Washington is $25,000. With the skyrocketing cost of medical care, $25,000 is not enough for most motor vehicle injuries. Even a “minor impact” collision can cause substantial harm both physically and financially. Most of our clients who are involved in rear-end collisions with relatively minor damage to the vehicles suffer back and or neck injuries. They typically treat with a combination of chiropractic care, massage therapy, or physical therapy. Just a few months of treatment can cost more than $5,000.

More serious injuries can cause the medical bills to skyrocket quickly. Just an initial visit to the ER with a CT scan or MRI will likely exceed $10,000. Any time a person is admitted to a hospital or needs surgery, the cost can quickly become too much for any middle class family to bear. With the right insurance coverage, however, those bills can be an afterthought and you can focus on your recovery.

When deciding what coverage to get, always err on the side of more. A policy with $35,000 in Personal Injury Protection is a good start. The Underinsured Motorist Coverage should be at least $100,000 but $250,000 is much better. Never settle for the minimum policy even if it saves you a little money up front. No one expects to be involved in a collision but if you are, it is nice to know that you have a policy that can take care of your finances so you can take care of you.

Unfortunately just having the right coverage does not always mean you will be fairly compensated. Protecting your rights and your financial well-being starts with being prepared and knowing what to do if you are involved in a collision. Stopping your insurance company from delaying, denying, or wrongfully defending your legitimate claims is the focus of our practice. If you need help understanding insurance of obtaining a fair settlement for a car accident or other injury claim, contact our personal injury attorneys at Sadler Ladenburg today. .

To learn more about personal injury law, issues for injured people, and helpful tips to stay safe, please check out our blog: