There are a couple different scenarios where you may need to bring a claim for injuries against Uber, Lyft, or a taxicab driver. You may be a passenger in the ride share vehicle may be injured when the driver causes a collision. Or you may be in another vehicle, on a bicycle, or a pedestrian when the driver causes a collision. In each situation it is important to understand the available sources of funds to pay your medical bills, lost income, and other damages.
Injured Passengers in Uber, Lyft or Taxi
Uber and Lyft both maintain insurance coverage for their drivers up to $1,000,000. If you are a passenger and the driver caused the collision, then you will be covered under that policy. If you have your own insurance, you may be covered under that policy as well. It is best to discuss your situation with a personal injury attorney who have can properly determine what policies apply to your situation.
Injury in Another Vehicle, Bicycle, or Pedestrian
As stated above, Uber and Lyft both maintain insurance coverage for their drivers up to $1,000,000. Whether or not that policy applies depends upon whether or not the driver was at fault and whether or not the driver was on duty at the time of the collision. Uber and Lyft drivers are independent contractors. When they are not actively engaged in picking up a passenger or transporting a passenger, they are arguably not acting on behalf of Uber of Lyft. In that situation, the driver’s regular insurance applies, not the $1,000,000 policy provided by the company. If you have your own insurance, you may be covered under that policy as well. It is best to discuss your situation with a personal injury attorney who have can properly determine what policies apply to your situation.
Like any other collision, if you have been injured by a commercial driver, it is important to remember these tips for car accident victims:
• Gather as much information about the other driver as you can including: name, address, driver’s license number, license plate number, and insurance information.
• Take down witnesses names, addresses, and whenever possible, license plate numbers.
• Obtain the name, badge number, and precinct number of the investigating officer, and request the case control or accident report number.
• Writing down the precise address or location of the crash scene and note information about traffic, weather and road conditions. If the configuration of the roadway played a factor, note that information as well.
• Summarize the cause of the accident including fault, layout of the roadway, presence of the traffic control devices, etc.
• Take photos of the scenes, the vehicles, skid marks, and debris in the road.
If you need help or would like more information, please do not hesitate to contact our car accident attorneys for a free consultation or request a copy of our FREE BOOK. Do not talk to any other driver’s insurance company, make a statement, or sign any documents before discussing your rights with our experienced and helpful car accident attorneys.